How Much I Can Borrow  - Honey Loans

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How Much I Can Borrow

The very first stage in the home buying process is to work out how much you can afford to pay for your dream home. To do that you need to know precisely how much you can borrow.

Even if you have done your own calculation and believe that you can afford to make a purchase, don’t assume that your lender will use the same calculation method to assess your inquiry. Every lender has their own affordability calculator.

Before signing any purchase contract make sure that you have been formally pre-approved for a. Home Loan by the lender of your choice. If this has not been done, do not purchase at an auction and do not sign any unconditional purchase contracts.

When in doubt, sign ‘subject to finance’ to make sure that you do not lose your deposit if you do not end up qualifying for a home loan.

To find out how much you can borrow, apply for pre-approval

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