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	<title>Home Loans, Mortgage Refinance, Bad Credit Home Loans</title>
	<link>http://www.honeyloans.com.au/finance</link>
	<description>Our entire service consists of continuously searching the Australian loan market to identify the most innovative loan products</description>
	<lastBuildDate>Thu, 02 Feb 2012 02:07:00 +0000</lastBuildDate>
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		<title>Consumers expect rates to come down in February</title>
		<description><![CDATA[It is not only the economists that are expecting the RBA to announce a rate cut next week, most borrowers have the same expectation.
A Loan Market survey has identified that 2 out of 3 of respondents expect to see the RBA knife to rates when it meets on February 7. Thirty-nine per cent are forecasting [...]]]></description>
		<link>http://www.honeyloans.com.au/finance/consumers-expect-rates-to-come-down-in-february/</link>
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		<title>Cheap loans are best &#8211; borrowers</title>
		<description><![CDATA[It seems that in today&#8217;s challenging economic times more borrowers are price aware than ever before. In many cases when choosing between loans, pricing of loans  is the determining factor. Borrowers are finding that lines of credit home loans are more expensive than standard home loans with a 100% offset account and consequently more borrowers [...]]]></description>
		<link>http://www.honeyloans.com.au/finance/cheap-loans-are-best-borrowers/</link>
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		<title>2012 &#8211; year of non conforming loans</title>
		<description><![CDATA[Non conforming loans are expected to become big business for mortgage brokers during 2012.
MKM Capital head of operations Michael Watson believes that Australian mortgage brokers can  expect to see non-conforming loans and lenders return to the forefront during 2012.
Non-conforming low-doc home loans got a bad wrap with the introduction of NCCP legislation in 2011. [...]]]></description>
		<link>http://www.honeyloans.com.au/finance/2012-year-of-non-conforming-loans/</link>
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		<title>Consumers optimistic about future</title>
		<description><![CDATA[New research has confirmed that 70% of us are more confident about our financial future than we were previously.
According to the latest ING DIRECT Financial Wellbeing Index, 65 per  cent of  families feel that they have become better off financially during 2011. Consumers have spent the year consolidation debts, repaying loans including car loans, [...]]]></description>
		<link>http://www.honeyloans.com.au/finance/consumers-optimistic-about-future/</link>
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		<title>Rate cut almost certain &#8211; but will loans become cheaper?</title>
		<description><![CDATA[A lower than expected inflation figure is fueling speculation that the RBA will again cut rates when it meets on February 7.
The Producer Price Index, considered to be a strong indicator of the CPI, came in  just below analysts&#8217; expectations at 0.3% for the quarter. With CPI  figures expected to be announced tomorrow, [...]]]></description>
		<link>http://www.honeyloans.com.au/finance/rate-cut-almost-certain-but-will-loans-become-cheaper/</link>
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		<title>Japanese banks will take Aussie loans</title>
		<description><![CDATA[In a report in the Daily Telegraph today, it is alleged that  Japanese banks would like to enter the Australian market and if they do could snatch $100 billion of the Australian home  loans by undercutting local lenders. Local lenders have already alerted borrowers that they do not intend to pass on all the [...]]]></description>
		<link>http://www.honeyloans.com.au/finance/japanese-banks-will-take-aussie-loans/</link>
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		<title>Aussies learn to save more and spend less</title>
		<description><![CDATA[Australians have finally learned how to consolidate debts, reduce spending and start saving. Some years ago we were amongst the nations with the lowest levels of savings and now we are amongst the best savers.
An  OECD ranking of household savings rates places Australia at number 5 from the 23 countries surveyed, with 10.4 per [...]]]></description>
		<link>http://www.honeyloans.com.au/finance/aussies-learn-to-save-more-and-spend-less/</link>
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		<title>Debt collectors taken to court over tactics</title>
		<description><![CDATA[Two women who were hassled and chased by Debt Collectors have decided to take legal action over the treatment they have received.

Recent legislative changes make it illegal for debt collectors to continue to hassle a debtor once asked in writing not to do so.
The two agencies are said to have continued to contact  the [...]]]></description>
		<link>http://www.honeyloans.com.au/finance/debt-collectors-taken-to-court-over-tactics/</link>
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		<title>Personal Loans to be offered by Firstfolio</title>
		<description><![CDATA[Firstfolio has entered into a joint venture with Evergreen Finance for the purpose of offering personal loan products to the Australian market.
Evergreen Finance are a  provider of personal loans and personal finance across Australia and  New Zealand. They will develop consumer finance products that will be offered to borrowers directly through the  Firstfolio&#8217;s [...]]]></description>
		<link>http://www.honeyloans.com.au/finance/personal-loans-to-be-offered-by-firstfolio/</link>
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	<item>
		<title>Personal Loans are down during November 2011</title>
		<description><![CDATA[According to figures provided by the Australian Bureau of  Statistics,  personal finance commitments declined by 7.8 per cent during November to $7,199 billion. 
The ABS today said the seasonally-adjusted commitments were down from $7.806 billion in October. This includes, personal loans, car loans, credit cards and the like.
Commercial finance overall also declined during November. [...]]]></description>
		<link>http://www.honeyloans.com.au/finance/personal-loans-are-down-during-november-2011/</link>
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