Category Archives: Property

CBA accused of misleading loans advertising

ASIC has been pressuring the COMMONWEALTH Bank to change potentially false and misleading advertising of its Wealth Package loans. As a consequence of pressure from ASIC and the Banking regulator, CBA has agreed to change their advertising material. According to … Continue reading

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Unsecured personal loans require clean credit

Non conforming unsecured personal loans are in huge demand, unfortunately there are no such loans available in Australia. Borrowers who have tried to borrow for debt consolidation or a holiday or just some spending money from their banks but were … Continue reading

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Cost of living – number one concern for Aussies

The heaviest burden facing Aussie families into the new year is the cost of living and their level of debt. This is the sentiment arising out of a recent consumer survey conducted by Mortgage Choice. Consumers are especially concerned about … Continue reading

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Demand for no deposit loans lingers

Despite the fact that Australian Lenders have discontinued no deposit home loans more than two years ago, many borrowers are still expecting to take a mortgage for the full purchase price of their property. People without a deposit or with … Continue reading

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Cost of living remains a problem

A recent survey has confirmed what many of us already know – the rising cost of living is having a detrimental affect of the family budgets, with many people stifled by high levels of debt. The Mortgage Choice consumer sentiment … Continue reading

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Business loans in demand

It seems that the recent interest rate cut by the RBA has not done much for home loan demand as it did for demand for commercial loans and business loans. There has also been a significant spike in the number … Continue reading

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80 families lose their homes every month

New data reveals that as many as 80 families lose their homes in Australia every month due to financial hardship excessive debts and mortgage arrears. New data reveals 80 houses are repossessed a month, while up to a third of … Continue reading

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Low doc loans should not cause worry – Pepper Home Loans

Brokers should not be concerned about writing  low doc loans for their clients  according to Pepper’s director of sales and distribution Mario Rehayem. Following a review of broker activity, last week ASIC had highlighted low doc loans as a growing … Continue reading

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Low doc are not asset loans – ASIC

Low doc loans have been singled out as an area of compliance concern as a result of ASIC review of Australian Mortgage Brokers. The review, included a relatively small sample of only 16 mortgage brokers and their complance with NCCP … Continue reading

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Think before fixing your loans – Ombudsman

Australia’s Credit Ombudsman is concerned that borrowers may get burned by fixing their loans just when variable interest rates begin to come down. With one interest rate cut in the bag, Ombudsman Raj Venga has urged borrowers to think carefully … Continue reading

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