Category Archives: Property

The bank of mum and dad must come with rules

We hear a lot about the bank of mum and dad being the answer to buying your first home when lenders refuse to talk to you without a sizable deposit. Indeed parents can often help their children take their fist … Continue reading

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Risks with a House and Land Purchase

With Australian established property prices continuing to move up, more and more first home buyers are turning to House and Land as the answer to the Great Australian Dream. After all there are quite a number of advantages to purchasing … Continue reading

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Not all property is acceptable security to your mortgage provider

In these days of low interest rates and high property prices, most media attention is directed towards the “unaffordability” of a home and oversupply of new apartments. It seems that the potential property buyer is ill prepared for the kinds … Continue reading

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The wisdom of being Frugal

We have come to think that being Frugal is the domain of little old ladies who have led a hard life and have simply gotten used to making a dollar go a very long way. However in today’s challenging economic … Continue reading

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To fix or not to fix – that is the question !

Home buyers are very confused, and who could blame them? While the RBA seems to stick with a strategy to keep interest rates low in order to  help the Australian economy find its feet, the banks have commenced rate increases of … Continue reading

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Best mortgage reduction strategies

In the current economic environment just about the best financial strategy for anyone would be to try and pay down their mortgage as soon as possible. Once rates start going up this will be far harder to achieve than today. … Continue reading

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Getting your financial house in order

While smart financial management is something most of us aspire to, in our experience few people actually get there. First of all, analyzing ones financial situation and charting out a wise financial course is not terribly exciting as well as … Continue reading

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Budget to a better financial future

Some people simply “switch off” when they hear any talk of budgeting. However these same people will think nothing of applying for a new credit card when their current cards have reached their limits. Certainly there is nothing sexy about the … Continue reading

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The Home Deposit Dilema

Saving for a home deposit has never been simple. According to recent reports, it can easily take the best part of a decade, for those not wanting to borrow anymore than 80% and thereby avoid the mortgage insurance. However much depends on … Continue reading

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Buying your first property is now even harder, thanks to APRA.

No one wants to see the Australian property market in a bubble. While there is speculation that parts of Sydney and Melbourne may be experiencing a price bubble, majority of the country is simply seeing some healthy value increase after a … Continue reading

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