Category Archives: Home Loans

Rates will come down by at least 50 basis points by December

Your loans should become cheaper as the year progresses. Reading of the RBA minutes from their April meeting suggests that the RBA is likely to cut rates at least twice more before the end of 2012. The minutes, released earlier … Continue reading

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Pepper Home Loans enhance product range

In an indication that non conforming home loans are still very much in demand , Pepper Home Loans have announced that they will be adding two more products to their existing suite of loans. Pepper Flexi Advantage PLUS and Pepper … Continue reading

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Funders responsible for low doc loans defaulting

Low doc home loans are coming under the scrutiny of ASIC ever since the introduction of NCCP, where by low doc or not the lender and the mortgage broker are responsible for ensuring that the borrower is able to afford … Continue reading

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ANZ puts up rates by 6 basis points

Variable home loans as well as business loans will be more expensive by 6 basis points as at the end of this week, following ANZ decision late last Friday to introduce yet another independent rate increase. The bank blames the … Continue reading

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Interest Rates expected to come down next month

Pressure is mounting on the Reserve Bank of Australia (RBA) to reduce the cash rate at their next month’s meeting. Australia is facing  pressures from the escalating cost of living and a high Australian dollar. The latest RP Data statistics … Continue reading

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Should you consider fixed loans?

Should I fix my home loan?  This is a something that many of our site visitors would like to know. A decision to fix or keep variable is entirely dependent on your personal intentions for the future and your individual … Continue reading

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Property affordability remains a problem especially in Sydney

A UK housing expert has made a claim that 70% of Sydney-siders under the age of 35 will be excluded from the housing market. The figure makes up part of a new report, Homes for All, which found that Australia’s … Continue reading

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More borrowers fixing loans

Not since the beginning of the GFC has there been such a significant number of borrowers looking fix their loans. A report by AFG, Australia’s  biggest mortgage broker shows that demand for fixed loans has quadrupled over the past 12 … Continue reading

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Understanding Secured Loans

Secured loans are loans that are offered only if the borrower is able to offer security for the loans. Some examples of secured loans include home loans, car loans, motor-cycle loans, boat loans, equipment finance etc. It is not possible … Continue reading

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Online loans are for everyone not just newbies

Brokerage group MoneyQuest disagrees with a popular view that second and third-time home buyers do not research options for loans online. The group, generates significant inquiries for loans online, said that it receives finance inquiries from borrowers at all stages … Continue reading

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