Category Archives: First Home Buyers

Bad Home Loans are on the increase – Fitch Ratings

Arrears on Australian home loans had increased during the fourth quarter of 2011, despite cuts in interest rates by the central bank. Granted the rate reductions on loans had been announced during November and December of 2011 and most likely … Continue reading

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Personal loans up in January

According to the Australian Bureau of Statistics the total volume of personal loans and other personal finance commitments such as credit cards and car loans taken out by Australians during the month of January has gone up by 4.3 per … Continue reading

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CUA settles fewer loans

CUA has seen a drop in profits as a results of fewer loans settling with the credit union. The credit union has announced its half-yearly profit results, reporting a 5.5% drop in net profit after tax of $24.6m. The company’s … Continue reading

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ANZ puts up rates on fixed loans

Less than a month after cutting it’s 3 year fixed rate loans by 15 basis points, ANZ has announced that the same home loans will now be 20 basis points more expensive. The move, will make the bank’s most popular … Continue reading

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Small increases to rates on loans are ahead – Westpac

Gail Kelly of Westpac , has told the media that consumers can expect a series of small interest rate increases on their loans from the banks going forward.  Rather than announcing 25 basis point increases or more to loans, banks … Continue reading

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Lenders pull away from discounting of loans

It seems that most lenders are shying away from discounting of loans as a result of global economic issues. Data obtained from Mortgage Choice has identified that discounted home loans are facing extinction with a drop to 42 per cent … Continue reading

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More home loans written during February

The Australian home loan market has bounced back from its January slowdown, with one market indicator showing very strong demand and volume of loans written during February. Mortgage aggregator AFG reported yesterday that February volumes were up 48 per cent … Continue reading

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Rates on business loans are up

Several weeks ago when banks decided to break with the RBA and lift variable interest rates on loans, they had received significant backlash in the media. But several days ago, when NAB decided to lift its ”liquidity margin” on business … Continue reading

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Loan features more important than rates – Mortgage Choice

This is a well known fact that the cheapest loans according to their interest rate may be more expensive in the long run for a borrower than loans with slightly higher rates but more features and flexibility. Borrowers should take … Continue reading

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Banks contribute to borrower debt problems

Australia’s major banks are more concerned with their profit margin than they are with the well-being of their customers. Debt Rescue operations manager Rachael Witton believes that borrowers in financial hardship have not been receiving appropriate treatment from their credit … Continue reading

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