Category Archives: Economy

The bank of mum and dad must come with rules

We hear a lot about the bank of mum and dad being the answer to buying your first home when lenders refuse to talk to you without a sizable deposit. Indeed parents can often help their children take their fist … Continue reading

| Comments Off on The bank of mum and dad must come with rules

Risks with a House and Land Purchase

With Australian established property prices continuing to move up, more and more first home buyers are turning to House and Land as the answer to the Great Australian Dream. After all there are quite a number of advantages to purchasing … Continue reading

| Comments Off on Risks with a House and Land Purchase

Do not get “snowed under” this Christmas

Its hard to believe but we are only weeks away from Christmas. The “Silly Season” that all too often finds unprepared revelers deep in debt at the commencement of the new year. If you are one of these people who leaves Christmas … Continue reading

| Comments Off on Do not get “snowed under” this Christmas

The positive side of credit reporting

If you are over 18 and have ever applied for any form of credit then you have a credit record. This can occur seamlessly and without you realizing it. Your credit record may be of little interest to you until you … Continue reading

| Comments Off on The positive side of credit reporting

The wisdom of being Frugal

We have come to think that being Frugal is the domain of little old ladies who have led a hard life and have simply gotten used to making a dollar go a very long way. However in today’s challenging economic … Continue reading

| Comments Off on The wisdom of being Frugal

Understanding the basics of borrowing

Like it or not DEBT is a four letter word. We all borrow but some of us do it better than others. Before deciding to apply for any form of credit you really should stop and ask yourself the following questions. … Continue reading

| Comments Off on Understanding the basics of borrowing

New Year resolutions that should be on your list

It is 2016 already! When you are a child or even a teenager, it is difficult to understand when you hear such expressions from adults as “Life is short” or “Time just flies”. I remember thinking what are they saying? … Continue reading

| Comments Off on New Year resolutions that should be on your list

Credit repair is not what it seems to be

Given the intense regulation of all financial product marketing in Australia I continue to be surprised at what “is allowed” when it comes to promoting credit repair services. Advertisements promise to wash away your bad credit, creating the impression that all … Continue reading

| Comments Off on Credit repair is not what it seems to be

Best mortgage reduction strategies

In the current economic environment just about the best financial strategy for anyone would be to try and pay down their mortgage as soon as possible. Once rates start going up this will be far harder to achieve than today. … Continue reading

| Comments Off on Best mortgage reduction strategies

Getting your financial house in order

While smart financial management is something most of us aspire to, in our experience few people actually get there. First of all, analyzing ones financial situation and charting out a wise financial course is not terribly exciting as well as … Continue reading

| Comments Off on Getting your financial house in order