Category Archives: Debt Consolidation

Do not get “snowed under” this Christmas

Its hard to believe but we are only weeks away from Christmas. The “Silly Season” that all too often finds unprepared revelers deep in debt at the commencement of the new year. If you are one of these people who leaves Christmas … Continue reading

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Are you borrowing too much?

We are very lucky these days to have access to cheap money. Some of us will remember home loans priced at 18% p.a. and car loans at 20% plus. That said, it is important to maintain your wits about you … Continue reading

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The wisdom of being Frugal

We have come to think that being Frugal is the domain of little old ladies who have led a hard life and have simply gotten used to making a dollar go a very long way. However in today’s challenging economic … Continue reading

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Bad Credit Mortgages – what you should know

While having some bad credit history will not stop you from qualifying for a bad credit mortgage, there are distinct differences between the loans offered by mainstream lenders and bad credit mortgages. No deposit means no loan This is non-negotiable … Continue reading

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New Year resolutions that should be on your list

It is 2016 already! When you are a child or even a teenager, it is difficult to understand when you hear such expressions from adults as “Life is short” or “Time just flies”. I remember thinking what are they saying? … Continue reading

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Give your children the gift of Financial Literacy this Christmas

I am not passing any value judgement on the social importance to most Australians of the Christmas holiday, nor on the religious significance of Christmas, rather on what many take as their ‘god-given right’ to spend up big during Christmas … Continue reading

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Paying too much for your credit cards?

If you think that the credit card companies are charging outrageous interest rates on your outstanding credit card debt, you are not alone. A recent  Senate inquiry into credit cards  has confirmed what most of us already knew – that providers are exploiting … Continue reading

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Getting your financial house in order

While smart financial management is something most of us aspire to, in our experience few people actually get there. First of all, analyzing ones financial situation and charting out a wise financial course is not terribly exciting as well as … Continue reading

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Do’s and Don’ts of borrowing

Unfortunately not having an adequate understanding of the Australian credit system and the basic mistakes that can easily be made by the unwary, has led many individuals down the path of excessive, unaffordable debts, and impaired credit history. This information is … Continue reading

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Credit options after bankruptcy

We often speak to individuals who have recently been discharged from bankruptcy and who are looking to borrow some money either in the way of an unsecured personal loan, a car loan or a home loan. Unfortunately your bad credit … Continue reading

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