Category Archives: Bankruptcy

Do not get “snowed under” this Christmas

Its hard to believe but we are only weeks away from Christmas. The “Silly Season” that all too often finds unprepared revelers deep in debt at the commencement of the new year. If you are one of these people who leaves Christmas … Continue reading

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The positive side of credit reporting

If you are over 18 and have ever applied for any form of credit then you have a credit record. This can occur seamlessly and without you realizing it. Your credit record may be of little interest to you until you … Continue reading

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Borrowing while in a debt agreement

We regularly hear from people who are in an undischarged debt agreement and would like to gain access to some unsecured finance. Although a debt agreement goes a long way in assisting individuals to bring under control unaffordable unsecured debts, … Continue reading

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Incompatible mortgage circumstances

Home loan applicants need to understand that there are certain personal and financial circumstances that are incompatible when applying for a mortgage and can result in an application decline. While borrowers can often qualify for a mortgage without a saved … Continue reading

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Borrowing despite bad credit – what are the facts?

Bad credit will not preclude you from qualifying for finance, however it can certainly make things more difficult and more expensive. So what is the story when it comes to bad credit loans? Should you keep searching for a loan … Continue reading

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The true cost of bad credit

There are tens and possibly hundreds of thousands of people walking around Australia with some form of credit history impairment. It may be an account in dispute that has been recorded as an unpaid invoice by your creditor, a loan … Continue reading

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Loans after bankruptcy – what is possible

We are regularly contacted by individuals currently in bnakruptcy or those just out of bankruptcy looking for assistance with finance. It seems that many consumers do not realise that their oppoprtunity to borrow while in bankruptcy is very limitted. Bankruptcy … Continue reading

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Bringing credit card debt under control

Lenders are getting more and more creative with credit card offers and incentives to borrowers to take on a new card or roll over their debts from one card to another. We as consumers must be especially careful not to … Continue reading

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The Budget message we refuse to get

We have been told time and time again by many politicians that the ‘age of entitlement is well and truly over’. Australia is paying around $1 billion dollars interest month on month for our national debt, and this debt continues … Continue reading

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Debt consolidation pitfalls

Lets face it, when it comes to debt consolidation many people are a little confused as to the best strategy to save money and reduce debt faster. It can be very easy to fall prey to attractive advertising offers and … Continue reading

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