Category Archives: Australian Banks

Rates will come down by at least 50 basis points by December

Your loans should become cheaper as the year progresses. Reading of the RBA minutes from their April meeting suggests that the RBA is likely to cut rates at least twice more before the end of 2012. The minutes, released earlier … Continue reading

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ANZ puts up rates by 6 basis points

Variable home loans as well as business loans will be more expensive by 6 basis points as at the end of this week, following ANZ decision late last Friday to introduce yet another independent rate increase. The bank blames the … Continue reading

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Bankwest sued over causing borrowers to default on loans

Very unhappy ex-Bankwest borrowers are looking to instigate a class action against the bank for the bank colluding with property valuers to force commercial borrowers to default on their loans. Approximately 400 former Bankwest loan customers, have come together to … Continue reading

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Interest Rates expected to come down next month

Pressure is mounting on the Reserve Bank of Australia (RBA) to reduce the cash rate at their next month’s meeting. Australia is facing  pressures from the escalating cost of living and a high Australian dollar. The latest RP Data statistics … Continue reading

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More borrowers fixing loans

Not since the beginning of the GFC has there been such a significant number of borrowers looking fix their loans. A report by AFG, Australia’s  biggest mortgage broker shows that demand for fixed loans has quadrupled over the past 12 … Continue reading

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Online loans are for everyone not just newbies

Brokerage group MoneyQuest disagrees with a popular view that second and third-time home buyers do not research options for loans online. The group, generates significant inquiries for loans online, said that it receives finance inquiries from borrowers at all stages … Continue reading

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Loans paid down faster to reduce debt

In its latest snapshot of the nation’s financial system, RBA is reporting that consumers are putting the brakes on borrowing overall and are choosing to concentrate on paying down existing loans. This conservative footing is causing substantial pain for retailers, … Continue reading

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Cost of loans is the domain of banks – RBA

According to the RBA, growing costs of wholesale funds is only one of the factors affecting the interest rates banks set for loans. Speaking at a conference in Sydney, the RBA assistant governor, Guy Debelle said the central bank could … Continue reading

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Bad Home Loans are on the increase – Fitch Ratings

Arrears on Australian home loans had increased during the fourth quarter of 2011, despite cuts in interest rates by the central bank. Granted the rate reductions on loans had been announced during November and December of 2011 and most likely … Continue reading

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Bank of Queensland strikes trouble with some of its loans

It appears that a large number of Commercial loans as well as home loans on the books of BAQ  are in trouble with late payments and arrears. This has prompted the bank’s board to order a $450 million capital raising … Continue reading

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