Borrowing with bad credit

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Borrowing with bad credit

Home Loans and Mortgage Refinance

You may qualify for a bad credit home loan if you are not currently in bankruptcy or a part 9 agreement. You are able to apply for a home loan from the first day that you are discharged.

To qualify you need to have at a minimum 20% deposit, or 20% equity in the property you would like to refinance. Maximum loan possible is to 80% of the value of your home. more about >> Home Loans | Enquiry

Unsecured Personal Loans

If you have any paid or unpaid defaults on your credit history or you have previously been bankrupt or held a part 9 agreement – your credit report will reflect this fact for at least 5 years after the debts are fully paid out. During this time you will not qualify for any unsecured loans.
more about >> Personal Loans | Enquiry

Secured Personal Loans

If you need money now, but have been repeatedly turned down for an unsecured personal loan, you may still be able to find the funds you need with a secured bad credit loan.

A secured loan is one in which you offer something as 'collateral' to guarantee your repayment of the loan. more about >> Personal Loans | Enquiry

Unsecured Debt Consolidation Loans

Unsecured personal loans are not available to people with bad credit. If you are struggling with your outstanding debts and are looking for some assistance with debt elimination we may be able to assist. To qualify for assistance you need to not have been previously bankrupt or in a part 9 debt agreement.

If you owe more than $8000 for any of the following:

Credits cards;
Personal loans;
Unpaid tax, phone and electricity bills;
Outstanding debt to Centrelink;
Debt through repossessed cars;
Other unsecured loans?

We can offer you a solution that can have you debt free within 2 – 4 years.

Enquiry >> Debt Consolidation

Payday Loans

A Pay Day loan provides a flexible option of raising cash for any purpose. Whether it is to pay the rent, mortgage or car payment, a pay day loan is available for use as you wish. A number of Pay Day Lenders in Australia offer loans without a credit check .

Therefore if you have some history of bad credit and require a small short term loan, why not take out a pay day loan? In most cases money will be in your account in a matter of hours.

Enquiry >> Payday Loans

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